Residents of New Hampshire have numerous choices for Medicare protection, together with Unique Medicare, Medicare Benefit, Half D, and Medigap.
People eligible for Medicare could enroll in Unique Medicare, which is made up of Half A (hospital insurance coverage) and Half B (medical insurance coverage). Collectively, these plans meet the majority of an individual’s healthcare wants.
Medicare Benefit plans are a substitute for Unique Medicare. These plans embrace the identical stage of protection as elements A and B whereas providing extra advantages, akin to imaginative and prescient, dental, and listening to care. Most Medicare Benefit plans additionally embrace prescription drug protection.
In 2025, the common month-to-month premium for a Medicare Benefit plan in New Hampshire is $18.81. The bottom out there premium is $0. There are 42 completely different plan choices.
The organizations that supply Medicare Benefit plans in New Hampshire embrace:
An individual can discover Medicare Benefit protection choices by visiting the Medicare web site and getting into their ZIP code.
To help individuals with deciding on Medicare Benefit and Half D drug plans, CMS assigns star rankings to all of the plans in every state.
In 2025, the one Medicare Benefit plan in New Hampshire to obtain an general star ranking of 5 is UnitedHealthcare’s UHC Nursing Dwelling Plan (PPO I-SNP). The next Aetna Medicare plans have a ranking of 4.5 stars:
Medicare Half D is prescription drug protection that people should buy along with their Unique Medicare protection or Medicare Benefit protection (if their plan doesn’t embrace drug protection). These plans are provided by personal insurance coverage firms.
In New Hampshire, there are 16 plans out there throughout the state. The precise plans provided to an individual will rely on their county.
Based on the well being coverage analysis group KFF, the common Half D premium price for plans in New Hampshire was $41.29 in 2024.
Medicare complement plans, additionally known as Medigap plans, are provided by personal insurance coverage firms to help with the out-of-pocket prices of Unique Medicare. These prices embrace deductibles, copayments, and coinsurance.
Medigap plans are usually not out there to individuals with Medicare Benefit.
A few of the organizations providing Medigap plans in New Hampshire in 2025 embrace:
To discover Medigap protection choices, an individual can go to the Medicare web site and enter their ZIP code.
Medicare in New Hampshire follows the identical federal tips as elsewhere all through the USA. Residents could enroll in Unique Medicare or a Medicare Benefit plan.
The latter are provided by personal insurance coverage firms, and plan choices range throughout the state primarily based on county of residence. An individual can even select so as to add a Half D plan to cowl drug prices or a Medigap plan to assist with the bills of Unique Medicare.
Earlier than selecting a plan, individuals could take into account their protection wants, supplier preferences, and price necessities. For help, individuals can attain out to Medicare, the SSA, or New Hampshire’s SHIP.